Further improvements in Group Mediclaim Scheme for the GIC pensioners – AIIPA has already achieved 75% subsidy in premium – Now effective from
November 1, 2013
1. Revised terms to come into effect from November 1, 2013; Group Mediclaim Scheme policy to be from November – October every year; only pensioners who are already covered under the Group Mediclaim Scheme are eligible (AIIPA is pursuing for option to all pensioners to join/rejoin the scheme).
2. Increase in sum insured (both eligible/optional) (choice of optional sum insured) Two lakhs slab;
3. Further reduction of 12% (approx) in premium;
4. Floater type policy introduced;
5. Cost of TPA charges to be borne by the companies.
Pensioners (eligible) are advised to submit the options and pay the difference in premium before 31st October 2013 and not miss the opportunity !
To all State/Regional/Divisional Units:
We are reproducing here-in-below the text of the letter addressed by AIIPA, to the Chairman, LIC which is self-explanatory.
Shri.D.K.Mehrotra, Chairman, LIC of India, 19th February, 2013
Central Office, Mumbai.
RE: RETIREMENT DATE – JAIPUR HIGH COURT JUDGEMENT
We have come across a communication from LIC, Jaipur D.O. to one Mr. Muralidhar Gupta resulting from a judgement of Jaipur High Court granting a month’s salary and also granting refund of a portion of interest collected as his date of retirement had been deferred by a month on the basis of that judgement.
Earlier, employees used to retire on the date when they completed 58 or 60 years of age and in the year 1987, LIC decided to allow employees to retire on the last day of the month in which they attained the age of superannuation. When this decision was taken, it was specifically stated by LIC that employees with first of a month as their date of birth will have to retire on the last day of the earlier month on attaining superannuation age.
The present Jaipur High Court judgement has allowed employees with first as their date of birth to retire on the last day of that month as against last day of the earlier month. This confers the benefit of one month extra service and consequential benefits.
Such employees, who had retired prior to November 1, 1993, will get a month’s salary, get increments – normal or stagnation if due – get the benefit of revised wages if revised date of retirement falls after effective date of wage revision with new scale taken into account for purpose of average emoluments.
Such employees who had retired after November 1,1993 will also be entitled to all these benefits and some such employees may get the benefit of increased Gratuity in case the revised date of retirement falls after amendments to Gratuity Act came into force.
Though date of retirement gets changed, there will be no change in commutation unless there is change in basic pay because of entitlement of increment as age next birth day for purpose of commutation would have been reckoned as 59 or 61 as the case may be.
We request the management of LIC to implement the Jaipur High Court judgement in letter and spirit, re-open all such past cases and grant the benefits to eligible pensioners and or their legal heirs by issuance of suitable instructions to all offices.
To All LIC Pensioners
Our General Secretary has issued the following breaking news for us all:
“CPI FOR DECEMBER,2012 IS 219 AND HENCE INSURANCE PENIONERS ARE TO GET D.R. INCREASE OF 67 SLABS FROM FEB.2013 PENSION.
Siliguri: March 18, 2012:- Comrade Amalendu Sen, our ex-treasurer breathed his last in a nursing home in Siliguri yesterday. He was 78. Com. Sukhendu Narayan Biswas & others expressed deep respect & heartfelt sorrow to the departed leader of the Association.
Rajasthan high court, Jaipur Bench order dated 1-12 – 2011
in LIC of India v/s Krishan Murari Lal Asthana
The Rajasthan High Court Jaipur has passed the following order in the proceeding held on 1-12-2011:-
‘In this matter the LIC Approached Hon’ble the Apex Court and Hon’ble the Apex Court on 14-11-2011 passed the following order:
"Issue notice returnable in ten weeks. Shri R.K.Singh Learned counsel accepts notice on behalf of the respondents. In the meanwhile, the proceedings pending before the High court under the contempt of court act.1971 shall remain stayed subject to the condition that within eight weeks from today. the petitioner shall deposit in the registry of the high court the amount due to the employees".
In view of above the contempt proceedings against the respondent contemnors are stayed and list this matter on 16.1.2012‘.
ITEM NO.37 COURT NO.6 SECTION XV
S U P R E M E C O U R T O F I N D I A
RECORD OF PROCEEDINGS
Petition(s) for Special Leave to Appeal (Civil) No(s).29956-29957/2011
(From the Judgement and Order dated 19/08/2011 in DBCRP No.86/2011 & DBCRP No. 87/2011 of The HIGH COURT OF RAJASTHAN AT JAIPUR)
KRISHNA MURARI LAL ASTHANA & ORS. ETC. Respondent(s)
(With prayer for interim relief and office report)
Date: 14/11/2011 These Petitions were called on for hearing today.
HON’BLE MR. JUSTICE G.S. SINGHVI
HON’BLE MR. JUSTICE SUDHANSU JYOTI MUKHOPADHAYA
Mr.Harish N.Salve, Sr.Adv.
Mr. A.V. Rangam, Adv.
Mr.Buddy A.Ranganadhan, Adv.
Mr.Abhinav Sharma, Adv.
Mr.Kumar Gaurav, Adv.
Mr. Rameshwar Prasad Goyal,A.O.R.
UPON hearing counsel the Court made the following
O R D E R
Issue notice, returnable in ten weeks.
Shri R.K.Singh, learned counsel accepts notice on behalf of the respondents.
In the meanwhile, the proceedings pending before the High Court under the Contempt of Courts Act, 1971 shall remain stayed subject to the condition that within eight weeks from today, the petitioner shall deposit in the Registry of the High Court the amount due to the employees.
(Satish K.Yadav) (Phoolan Wati Arora)
Court Master Court Master
ALL INDIA INSURANCE PENSIONERS’ ASSOCIATION
Bharat Insurance Building (Annexe)
133, Anna Salai, Chennai 600 002
Circular: Conference/Special – II 22nd October 2011
Fifth General Conference – Another Milestone in the Onward March
In our earlier circular, we had focused on the core decisions of the Conference and the points of views of certain leaders. Here in below, we have attempted to apprise our members of the equally important views of other Leaders and nuances of the decisions of the Conference.
Elaborating that struggle for achieving demands should be an inclusive struggle against privatization with enlarged scope, Com. Chandrasekhar Bose, the Veteran Leader of the Insurance Employees’ Movement, complimented the Comrades of Delhi for having undertaken responsibility of hosting two All India Conferences and successfully fulfilling the same. He felt Insurance Pensioners were getting a raw deal and to remedy the situation and to defend the right of pension, they should join the struggles of the Left Parties, as the Government has usurped the management’s power in so far as they relate to service conditions.
Com. A. K. Bhatnagar, Joint Secretary, AIIEA from Northern Zone, complimented the Pensioners of Delhi Division who had come forward to contribute for the success of the Diamond Jubilee Conference of AIIEA and said NZIEA took a conscious decision to host the Conference of AIIPA, as they valued the sacrifices by the Pensioners. Castigating the Dr. Man Mohan Singh Government for the policies pursued, Com. Bhatnagar said, united struggles against these policies was the only course correcting measure.
Com. Bhagwan Swaroop Sharma, former Vice-President of AIIEA, dwelt at length on Sections 21, 48 and 49 of the LIC Act and said that all eyes were on this Conference, as Pensioners desired solutions to their problems and expected the Conference to come out with decisions for getting solutions. Averring that anyone can approach the Court, Com. Bhagwan said, the outcome cannot be predicted.
Citing the Residuary Provisions in the Pension Rules, he said that Civil Service Pension Rules were applied, where there was no specific provision in our Pension Rules, but even in RBI Case, the Government did not agree for updation.
Com Priyabrata Bagchi, Vice-President, AIIEA, explained difficulties in organizing employees especially in North Eastern States and dwelt on situation in West Bengal where more and more left cadres are getting displaced.
Com. R.C. Sharma, President, NZIEA said, it seemed the focus was on Jaipur Case and court verdicts were not followed in letter and spirit and cited a case in Rajasthan.
Com .S. Rajappa, former Vice-President, AIIEA, though did not speak, was there at the Conference to inspire the audience.
Debate on the Report – Total Unanimity of Understanding
Earlier, Com. K. Natarajan, General Secretary, AIIPA, had placed an exhaustive and comprehensive Report on the happenings and developments, both economic and political, in our country and the world over as also the efforts of AIIPA to find solution to the issues of Insurance Pensioners and activities of the Organization since the last Conference held at Vijayawada in 2008.
The Conference was attended by 247 delegates including three women comrades and some of the comrades had undertaken strenuous journey for long hours to reach Delhi. Some comrades had to cancel their trip due to uncertainties of train movements.
Thirty One Delegates, including two Lady Delegates, participated in the deliberations and all of them agreed with the formulations in the Report. Certain Delegates desired some improvements in MediClaim Scheme, enhanced Family Pension, improvements in the procedure for disbursement of pension, improvement in system of payment/recovery of MediClaim Premium, etc.
The whole discussion exhibited unanimity of views, showed the mature level of putting across view points and above all, the cohesion in the organizational set up of All India Insurance Pensioners’ Association.
Kudos to Comrades of Delhi
When it was the occasion for the summing up of discussions, Com. K. Natarajan, General Secretary, rose to the standing ovation of the Delegates, Observers and Leaders. Beginning his reply with encomiums to senior experienced Comrades of Delhi Pensioners’ Association and young, energetic Comrades of NZIEA for the manner in which arrangements had been made, planned and executed meticulously Com. Natarajan applauded their efforts.
The scores of volunteer comrades, comprising of Pensioners and Employees, deserved all praise for the commitment and dedication with which they carried out the tasks assigned to them, Com. Natarajan said. Appreciating how all aspects of the arrangements were planned well in advance, how every minute detail was taken care of and how everyone of the volunteers took upon himself the onerous task, Com. Natarajan complimented all of them. Com. Natarajan appreciated how fruitful it was to have stay accommodation, catering and meeting venues under one roof for sticking to time schedule. The General Secretary put on record the services of volunteers, who received the Delegates and Observers at various points in odd hours and how other volunteers attended to their needs when they reached the venue in untimely hours. Com. Natarajan pointed out that due to the disruption of train services, some Divisions could not make it up and he said the Conference missed them.
General Secretary’s Reply
Talking of the Organisation, the General Secretary said, we have grown in numbers with membership at 19400, an increase of 1345 since the last Conference held at Vijayawada and most of the units were functioning effectively and there was still scope to improve further.
On the specific issue of Full Neutralisation, Updation, Increase in Ex-Gratia, Com. Natarajan said that the Organisation had been following up vigorously and it could achieve a near breakthrough, though nothing concrete came out, presumably because of exterior circumstances.
Com. Natarajan said that the benefit of Pension being enjoyed, had come through a Notification under powers vested with the Government and modifications and improvements also had come through Notifications and even the LIC’s Board Resolution of November 2001 talked of implementation after Notification by the Government.
AIIPA cannot compete with others but will have to take a rational decision. Others outside our fold are spreading all sorts of news and our Organisation cannot and will not respond to every such news.
Com. Natarajan said, effective pursuance of issues with the managements urging them not to procrastinate in the garb of court cases, effective use of our friendly forces to focus the issue before the Government and mobilizing of our members behind the Organisational efforts were only the surest means to get solutions to the issues of the Insurance Pensioners..
Com. Natarajan suggested observance of All India Demands Day on December 17, 2011 with Gate Meetings, Submission of Memoranda etc., by Insurance Pensioners. In case of any difficulty to observe the day on that day (being Saturday), General Insurance units may observe it on 19th December 2011.
Pointing out that struggles for safeguarding Public Sector LIC and GIC should be combined with our struggles on demands and broader struggles with other Financial Sector Organizations and joining in struggles with Left and Democratic forces would usher in an atmosphere wherein our demands would get favourable solutions, Com. Natarajan said.
The House, after reply by Com. Natarajan, General Secretary, unanimously adopted the Report. The House also adopted unanimously, Audited Statements of Accounts for three years (2008, 2009 and 2010) and appointment of Auditor for the ensuing period.
Intervening during the deliberations, Resolutions were adopted unanimously and the details of some of the Resolutions are given below.
- Against Economic Policies of the Government
- Demanding increase in Ex-Gratia of pre-1986 retirees
- For resolution of long pending issues of Insurance Pensioners
- Grant of difference in Gratuity to GIC officers (Retired) and Grant of Pensionary Benefit to SVRS optees
- Increase in Family Pension
- Improvements in Group Mediclaim
As a gesture of appreciation of the services of ‘Insurance Worker’ and ‘Bima Mazdoor’(NZIEA’s House Magazine), the Reception Committee handed over cheques of Rs.25000/- each to Com. Amanulla Khan and Com. A.K. Bhatnagar.
The Conference elected Office Bearers and Central Committee Members for the ensuing term.
Com.Pabitra Mukherjee (Kolkata)
(General Insurance) *
General Secretary :
Joint Secretaries :
Com. R.Janardhan (Machilipatnam)
(General Insurance) *
* The names for the posts of Vice-President and Joint Secretary for General Insurance Sector will be decided later.
The Names of Central Committee Members (elected) will be intimated separately.
The 5th General Conference will be another milestone in the history of AIIPA and will be remembered and cherished by all those who attended the same.
LONG LIVE AIIPA !
ALL INDIA INSURANCE PENSIONERS’ ASSOCIATION
Bharat Insurance Building (Annexe)
133, Anna Salai, Chennai 600 002
Circular: Conference/Special – I 22nd October 2011
AIIPA to focus on effective Organizational steps for finding solutions to the issues of the Insurance Pensioners – 5th General Conference of the AIIPA
Let the Insurance Pensioners be part and parcel of the broader Movement – a Movement that will define the future, the one that will cleanse the cob webs in the body polity of the country and take the country towards path of progress, which movement will safeguard and further the interests of the Public Sector, wherein working people, peasantry and the masses will participate and ensure for themselves a bright future, was the clarion call of the Organisation, when All India Insurance Pensioners’ Association met in the Fifth General Conference at Delhi on October 17th and 18th, 2011.
Such a movement has become the imperative, as the UPA II Government, after getting a fresh mandate, is going whole hog on Reform Measures, is engaging itself on anti-people measures, is entangled in scams after scam and to stop deterioration in the political and social spheres, Left and Democratic Forces have to effectively intervene.
The Conference, which discussed all issues confronting the pensioners, felt that the management of LIC should be firmly told that they should not take cover under the legal issues raised and instead find early amicable solutions for issues, taking forward the premise that came about in the middle of 2008 of a favourable response from the Government and was at the core of all later meetings and communications. The Conference was of the unanimous opinion that the legal procedures being prone to delay and uncertainties about outcome should not be taken as be all and end all of our efforts.
The Conference was unanimous that logical pursuing of issues with the Managements and the Government and political lobbying for favourable solutions would bear fruits and the Organisation should take it as the cornerstone of our strategy.
The consensus in approach on issues got reflected from the time the Inaugural Session started with Flag Hoisting by Com. M. L. Setiya, President, AIIPA on October 17, 2011.
Com Ajay Kumar, Chairman Reception Committee and a leader of the Left Movement in the Capital read the Welcome Address.
Com. A. K. Padmanabhan, President, C.I.T.U., while inaugurating the Conference, spoke of the inseparable link between C.I.T.U. and insurance employees’ movement and how AIIEA, AIIPA and C.I.T.U. have been working in close co-ordination and supplementing the struggles of one another. Recalling the days of anti-Automation Struggle, Com. AKP said the democratic movements joined the struggle of insurance employees to thwart the moves of the Government. Though supposed to be on a better plane as compared to some sections of the society, Insurance Pensioners had issues to be tackled and he pledged the support of C.I.T.U. to the cause of the Insurance Pensioners. He lauded the campaign and struggles launched by the insurance employees for safeguarding the LIC and Four General Insurance Companies in Public Sector. Narrating about struggles taking place around the globe, Com. Padmanabhan said, these movements are bound to succeed. Dealing with the situation in the country, he said, broad based movements to force the Government to drop all anti-people measures was the need of the hour and Insurance Pensioners should partake in these. Hailing the contribution of Insurance Pensioners for the Left Movement, he expressed his desire for more and more pensioners taking active part in the Left and Democratic Movement.
Stressing that the after effects of the economic crisis of 2008 still remained, Com. K. Venugopal, General Secretary, AIIEA, said that the International Finance Capital wanted a free flow, both inwards and outwards, into the developing economies and wanted destabilization of strong Public Sector which they felt, created obstacles in free movement.
Com.Venugopal, in his Special Address, said that the attempts of the Government to legislate on measures for Reforms in Insurance Sector should be fought tooth and nail. He felt, though the Standing Committee, Ministry of Finance that undertook the scrutiny of LIC Bill had concurred with the submissions of AIIEA on all key issues when it submitted its Report to the Parliament, he had reservations whether Government would accept these recommendations.
Referring to the Pension Scheme in RBI, where updation granted by RBI was withdrawn at the instance of the Government, Com. Venugopal said, it exposed the attitude of the Government.
Com.Venugopal, dealing with the legal questions arising out of court cases, said that the verdicts of the cases three times in favour of the petitioner, may not automatically result in a favourable one, another time if and when issue goes to the Apex Court. He felt that organizational efforts and political backing up should be our tactics and strategy in dealing with the issue. Assuring of the active support of AIIEA to the AIIPA in its organizational efforts to find solutions to issues of insurance pensioners, he also informed the Conference of the AIIEA’s discussions with the LIC Central Office officials as also AIIEA’s decision to observe ‘One Hour Walk-Out Strike’ for improvements in the Pension Scheme.
Com. Amanulla Khan, President, AIIEA, in his address, said proper demands have been highlighted but demands cannot be viewed in vacuum. It must be seen in the background of the Government policies.
Com. Amanulla informed the House that only 1.1 crore out of 48 crores working people had pensionary benefit and the Government was attempting to introduce New Pension Scheme in more and more sectors. He said, all over the world, struggles are being launched against attacks on Social Security, as the crisis in capitalism is driving them to pass on the burden on to the shoulders of the working class. Pointing out the annual compounding growth of LIC, Com .Khan informed the Delegates that the dream of the capitalist class that LIC would wither away after the onset of competition has become a day dream, with LIC maintaining its pre-eminent position even after ten years of competition.
On our demands, Com. Amanulla said that the judicial verdict may or may not be favourable and with “improvements in pension struggle” gaining momentum, openings are made available and Government had to relent with assurances for protection of Capital and protection of returns thereon at least to the level of returns on PF Corpus.
Adding that as per LIC’s estimation, there was a deficit of Rs.6000 Crores in Pension Fund, he said that AIIEA was in touch with Organizations in Financial Sector and was hopeful of a joint struggle. Exhorting the pensioners that they have a role to play in the struggles, Com. Amanulla said that, with our hands joining together, a light has come to us and that gives hope to achieve our demands through wider struggles.
Com. N. M. Sundaram, Former President, AIIEA and the Leader who led the struggle for Pension, dwelt on issues in the Banking and Insurance Industries as they related to pension. In a capitalist economy, the interest rates were bound to come down as Corporate Sector wanted cheap credit and as hike in interest rates would affect their profit margin and also increase the cost of their inputs. Since a section of Bank Employees’ Movement felt higher rates prevailing then would fetch in higher returns on their PF Corpus, the percentage of pension optees were less and with downward trends, pension had become attractive and they had to press for and get another option but only at a cost. Com. Sundaram wanted the Delegates to fully appreciate our achievement on Pension and said Pension was being attacked by the Governments all over the world prescribing stricter conditions.
The underlying theme of the speeches of all Leaders was that Insurance Pensioners should organizationally move along with broader movements outside our industry that would ensure solutions not only for the issues confronted by us but also other issues faced by the people.
Messages of other Leaders will be covered in our next circular.